Saturday, 21 September 2019

Cash withdraw without ATM card I How to withdraw cash without ATM Card


State Bank of India recently introduced it's brand new YONO android Application and YONO website, with even advanced features. One of the feature is Cash Withdrawal without using ATM Card, famously known as Yono Cash Withdrawal.




Follow the easy steps and withdraw money without ATM Card.

Step 1. Login in either YONO Application (Click Here) or YONO Website (Click Here)



Step 2. After Login go at the bottom of the Page and click YONO Cash as shown Below,



Step 3. Then, Select ATM as Marked in the Image Below,



Select Your Account number (If you have multiple Accounts otherwise your default Account number will automatically come) and enter the amount as marked in the image below,

Available balance is shown in the Green Box automatically, just enter the amount you want to withdraw, Maximum Rs. 10,000/- at instance (Maximum Rs. 20,000/- in a day) and minimum Rs. 500/- You can enter any denomination, in multiples of 500.

Step 4. Then, create your own Six digit PIN, (only numbers and you need to use this code in the ATM Machine) as shown below,



Then, Confirm the details, and click on I Agree Terms and Conditions.


Now, first half of the process is done, that is the part of YONO application, or YONO Webpage. Then, you will receive an SMS containing a new six digit code (Different than the one you created by yourself in step 4).




Note: You will have to complete your transaction within four hours from finishing of this process.


Step 5. Visit any nearest ATM Machine which is enabled for YONO transactions and click the 'YONO Cash' as shown below.



To know if the Machine is YONO enabled or not, just visit ATM Machine and check at the bottom of the right side, if you see YONO CASH as shown below, you can process, if YONO Cash is not written anywhere, then you will have to visit another SBI ATM Machine.

Very soon, SBI will enable almost all their ATMs for YONO Cash, so need not to worry.


Step 6. Now enter the six digit code Received in SMS and click Confirm as shown below.



Step 7. Now, enter the amount you had selected while processing and confirm as shown.



Step 8. Enter six digit yono PIN You have created by yourself in step 4.




   That's it. Great job! Take your cash now, The process is over





This new feature is very much important in case you forget your ATM card in transit or you have to send funds to your children or parents or you have to help someone in case of emergency.

Remember your OTP is valid for only single try, if you make mistake in writing amount or entering six digit pin, your OTP will expire and you will have to do the whole process again.

The process is quite simple, you can complete it within One Minute once you get used to it.

Enjoy banking at home and comment your questions below, if any. 

Tuesday, 17 September 2019

Encash your Reward Points in just 2 Minutes




Are you also the one who wondered how to utilize those SBI Reward Points and make something worth out of it?

If, yes. Then, do it now with me before it gets expired again.

You can check out the whole process in video just below,



The only thing you required is SBI YONO Application, or SBI Internet Banking Login ID and Password.

If You Don't Have SBI Internet Banking, ClickHere to Register it in few simple steps, without visiting Branch, or you can watch video on Youtube here.

If You Have SBI Internet Banking username and password, you can Login here or Download YONO Application from Playstore and use it.

Step 1)
Click on the YONO Application and it will open as shown below



Step 2)
If you are an existing YONO Application user, your name will appear in upper left corner. Simply use your MPIN to login.



Step 3)
After Login, go down to the Quick Links, and select 'SBI Rewards' as shown above.

                                                                             ****

Step 4)
After selecting, 'SBI Rewards' you will be directly taken to 'My Rewards' Section and there you can check your Available Reward Points. And just below it you can check the summary and history of your all points.

Click on 'Redeem Now' to encash your points.



Step 5)
Then the Disclaimer will pop up, click on 'I Agree' tab as shown above.

                                                                          ****

Step 6)
You will be then redirected to the SBI Rewardz website in your Browser.

Under the category section, you can browse various merchandise available for sell, or you can select the Menu button, on top left, as shown in the image below, and from there you can use those Rewardz points to Recharge, Flight, Bus, and Movie booking and many more



 Step 7)
I have purchased one fitness merchandise as shown in the image. Like this you can purchase anything, just like you purchase on Flipkart or Amazon.

After selecting 'Buy Now' go for 'Check Out'



Step 8)

Then, your name and address will automatically appear, just fill up the remaining information and click on 'Order Now.'



Step 9)
Summary of your points will appear in the next stage. Suppose you have enough Rewardz points to order your product, your order will be placed here only after clicking 'Confirm'.



But in my case I had some Rewardz points short, So, I needed to pay the remaining amount via Debit Card.


Step 10)

Amazing, you have just utilized your Rewardz Points, wasn't that just Awesome?

Here you can see the order confirmation details and a receipt.



I hope this helped.

Enjoy Banking at Home, and please subscribe the blog to get such cool updates directly in your mail box. Post your questions, queries, suggestions, if any, in the comment box below.




Friday, 6 September 2019

How to register for SBI Internet Banking without going Bank




Registering for SBI Internet banking from home, that too within 10 minutes?

Yes, it is possible.

You can also check this video for better understanding.



Here you will get every screenshot for better understanding, just do as I say, and I am so sure that nobody will take anything more than 10 minutes.

Before you begin you need following things, get it first by your side,

1. Your Account Number and CIF (Customer Information File) Number (You'll get it on your Passbook)
2. Your  ATM Card.
3. Your mobile number linked with your Bank Account.

Now, set your timer if you wish.

Step 1)
Download YONO Android application from playstore or Go to Online SBI Website here 

This is how the application looks like,



Step 2)
Then you will get three options in the second page, Click 'Existing Customer' as marked in the above image.

                                                                                * * * *


Step 3)
Again you will get three options, select 'Register with my ATM Card' as shown below,



Step 4)
Then you will have to enter your CIF Number as well as your Account Number.
Following demo passbook image indicates how to identify your CIF and A/c number.


                                                                        ****
Step 5)
Then you will receive an OTP in your registered mobile number. Just enter OTP and submit.



Step 6)
 After successful OTP submission, you'll be asked to enter your  16 digit ATM Card number and 4 digit ATM PIN code.

                                                                                  ****

Step 7)
Then you will be asked to review your details and press 'Next'



Step 8)
Then you will have to create any temporary password. Remember, it is just temporary, you will have to change it in step 10) so create any simple password, like ' Abcd@1234 '

# Your Password must be 8 digit long, Should have Capital and small alphabets, symbols and numbers as well.

                                                                              ****

Step 9)
Then, you will get a pop-up of successful submission and you will receive a username, kit number in SMS immediately.




Step 10)
Now again go on the first page of application, select 'Existing Customer' and then select 'Login using Inter Banking ID'

Then enter the username you have received through SMS and use the simple password you have created in step 8) and click on 'Submit'

                                                                           ****

Step 11)
Now, you have to create your Username. Remember, Username is permanent, you can not change it as and when you want. So, choose simple, yet effective username.

# Do not include symbols in username, and do not make it lengthy or complex, you can either use small letters or capital letters, no need to mix them in Username, simply alphabets and numbers are enough.

# But, in case of password, you will have to use Capital Letters, Small Letters, Numbers, and Symbols. This time, make your password difficult unlike you created in step 8).



Step 12)
Almost Done Now.

Just Agree terms and conditions to set MPIN for your YONO Application, and set a Six Digit MPIN.

# Here, six digit should not be a continuous number series like 123456, or a number should not repeat more than two times either continuous or in total six numbers.

                                                                             ****

Step 13)
This is it, You have just enabled your SBI Internet Banking right from your home, isn't that great?
Now, enter the MPIN and your name will appear on the top left side as marked below,



Step 14)
Now, You can check your Balance, and start using your Brand New Internet Banking right away.



Just one thing more, You will have to set Profile Password as well in order to utilize all the features.

Simply Login from Official SBI Website (Click here) preferably from a computer or laptop, if not possible open 'Desktop version' of this site from either Google Chrome or any other browser.

 https://retail.onlinesbi.com/retail/login.htm



and whenever you will login using your username and password for the first time, a pop-up will come as shown below, you have to create a new Profile password, a Hint Question, and His Answer.



Hint Question and Hint Answer is to reset your profile password just in case you forgot it.

Do not bother, even if you forgot either your username, Login Password or Profile Password and Hint Question and Answer as well, You can still reset or recover it all.

So Chill, have fun and Enjoy Banking at home.