Cash withdraw without ATM card I How to withdraw cash without ATM Card

State Bank of India recently introduced it's brand new YONO android Application and YONO website, with even advanced features. One of the feature is Cash Withdrawal without using ATM Card, famously known as Yono Cash Withdrawal.

Follow the easy steps and withdraw money without ATM Card.

Step 1. Login in either YONO Application (Click Here) or YONO Website (Click Here)

Step 2. After Login go at the bottom of the Page and click YONO Cash as shown Below,

Step 3. Then, Select ATM as Marked in the Image Below,

Select Your Account number (If you have multiple Accounts otherwise your default Account number will automatically come) and enter the amount as marked in the image below,

Available balance is shown in the Green Box automatically, just enter the amount you want to withdraw, Maximum Rs. 10,000/- at instance (Maximum Rs. 20,000/- in a day) and minimum Rs. 500/- You can enter any denomination, in multiples of 500.

Step 4. Then, create your own Six digit PIN, (only numbers and you need to use this code in the ATM Machine) as shown below,

Then, Confirm the details, and click on I Agree Terms and Conditions.

Now, first half of the process is done, that is the part of YONO application, or YONO Webpage. Then, you will receive an SMS containing a new six digit code (Different than the one you created by yourself in step 4).

Note: You will have to complete your transaction within four hours from finishing of this process.

Step 5. Visit any nearest ATM Machine which is enabled for YONO transactions and click the 'YONO Cash' as shown below.

To know if the Machine is YONO enabled or not, just visit ATM Machine and check at the bottom of the right side, if you see YONO CASH as shown below, you can process, if YONO Cash is not written anywhere, then you will have to visit another SBI ATM Machine.

Very soon, SBI will enable almost all their ATMs for YONO Cash, so need not to worry.

Step 6. Now enter the six digit code Received in SMS and click Confirm as shown below.

Step 7. Now, enter the amount you had selected while processing and confirm as shown.

Step 8. Enter six digit yono PIN You have created by yourself in step 4.

   That's it. Great job! Take your cash now, The process is over

This new feature is very much important in case you forget your ATM card in transit or you have to send funds to your children or parents or you have to help someone in case of emergency.

Remember your OTP is valid for only single try, if you make mistake in writing amount or entering six digit pin, your OTP will expire and you will have to do the whole process again.

The process is quite simple, you can complete it within One Minute once you get used to it.

Enjoy banking at home and comment your questions below, if any.